What are the Best Credit Repair Companies?

The Best Credit Repair Companies...

The answer depends upon your particular financial circumstances and your credit goals.

For a low monthly fee, some companies will perform dispute services. Others will provide you with credit education and assist you in rebuilding new credit.

However, there are certain factors you should consider when searching for the best credit repair companies:

Is the credit repair company a credible business?

This is probably the single most important factor to consider when selecting a credit repair company.

You want to make sure the credit repair company is a reputable business and that you have some way of getting assistance in the event of a problem.

Most reputable credit repair companies will list their street address and verifiable credentials on their website.

Verify the following information:

• Is the credit repair company registered with the state?
• Is the credit repair company owned or operated by an Attorney or Law Firm?
• Is the credit repair company bonded?
• How long has the credit repair company been in business?

1. If a credit repair company is owned and operated by an experienced attorney or law firm it has a good chance of being knowledgeable of the consumer protection laws to get results.
2. Get referrals from friends and/or relatives that have received good results from a credit repair company.
3. Ask about the process used by the credit repair company. Some companies simply send out dispute letters to the credit bureaus. The most effective credit repair companies have a thorough understanding of the consumer protection laws and they deploy strategies to require the bureaus, collection agencies, and creditors to comply with consumer protection laws.
4. Does the credit repair company post testimonials and actual demonstrated client results on their website?
5. Does the credit repair company offer a money back guarantee?

Any legitimate credit restoration process involves an audit of your credit information in the database of the credit bureaus, collection agencies and creditors for compliance with the consumer protection laws.

After several years of assisting friends and relatives in restoring their credit scores, we decided to form a credit restoration business ourselves. So in 2007 we formed DuBose Credit Solutions.

As an experienced consumer law attorney and co-founder of DuBose Credit Solutions, we're committed to building our credit restoration business based upon credibility and demonstrated results.

There are other credit repair businesses out there, but we obviously believe DuBose Credit Solutions is the best!

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