"Why Be Debtfree?"  

You must have big enough reasons to be debtfree to overcome the inertia
to do nothing.  

Remember years ago when you had dreams to travel the world and the world was your oyster so to speak? 

Being debtfree was not something you dream't about because it wasn't an issue.  

Then life happened....

School loans, marriage, kids, ...even divorce, loss of job, reduced income and sometimes over spending.  How we got here is different for each of us.  But no matter how you got here, it's what you decide to do next that will make the difference.  

Hi, my name is Marti DuBose and welcome to my website, debtfree-and-in-the-black.com.  

God first began dealing with me about debt years ago when I graduated with a boatload of school loans.  I knew that God had a plan for my life.  And being in financial bondage was not a part of that plan!

God's path for each of our lives are different.  With a mountain of debt, it becomes difficult to hear our calling; to be our best; to do our passion.  


I'd loved to challenge you to become free of the bondage of debt!

In order to do this you must have a reason that moves you to action. The promise of a life without debt must be bigger than the price you have to pay to obtain it.

So what's your reason?

What is it that you want to be, do, or have? Where do you want to go? Lunch in Greece you say?

A cruise to the Holy Land?

Build an orphanage in an African Village in Uganda?  

Or establish a scholarship fund for underprivileged African American Youth...

Or perhaps you simply want to avoid the pressures of living paycheck to paycheck or have more time to help your family.  

We map out a step by step guide to a debtfree lifestyle and financial freedom and provide information on topics ranging from principles of Christian debt elimination and accelerated debt elimination techniques to online budgeting tools and ideas on how to generate more income to retire your debt. 

Keep up-to-date with all new  pages, the minute they go up through our blog postings.

Go to our Facebook page and click the like button.  

Thank you for stopping by. We pray that we can be a blessing to you.   We hope you enjoy our website...